Finance

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February 24, 2026

OurWallet vs Splitwise

Lets breakdown the differences between these two great apps.

OurWallet Team

Couples Finance

Splitwise has been around for years, and for good reason — it's a solid tool for splitting bills with housemates, friends, and travel buddies. But if you're in a relationship and looking for a smarter way to manage your shared finances, Splitwise wasn't built with you in mind. OurWallet was. Here's why more and more couples are making the switch.

Splitwise Is Built for Groups. OurWallet Is Built for Two.

Splitwise is designed around the concept of settling debts between groups of people. It works great when you're splitting a holiday with six friends or dividing a house share between flatmates. But a romantic partnership isn't a group expense — it's an ongoing, evolving financial relationship. OurWallet is designed specifically for couples, which means every feature, every screen, and every interaction has been built around the way two people in a relationship actually manage money together. It's not a group expense tracker with the edges sanded down — it's a couples finance app from the ground up.

A Live Balance You Both Actually Understand

One of the biggest frustrations with Splitwise is the complexity of its running balances. Debts stack up, get partially settled, and before long you're looking at a confusing web of who owes who and why. OurWallet takes a completely different approach. You get a single, clear, live balance that both partners can see at any moment — no ambiguity, no mental arithmetic, no "wait, does that include the supermarket run on Tuesday?" Just one number, always up to date, always accurate. It sounds simple because it is, and that simplicity is exactly the point.

A UI You'll Actually Want to Open

Let's be honest — Splitwise isn't going to win any design awards. OurWallet is different. From day one, we've obsessed over building an app that feels as good as it looks — clean, intuitive, and beautiful enough that you'll actually want to open it. A finance app only works if both partners use it consistently, and a clunky or cluttered interface is the fastest way to make that habit fall apart. OurWallet's simple, elegant design makes staying on top of your shared finances something you look forward to, not something you put off.

Built by a Couple, for Couples

OurWallet wasn't built by a team of developers who sat around theorising about how couples manage money. It was built by a couple who lived the frustrations firsthand — the awkward "can you transfer me?" messages, the mental tallying, the conversations that turned into arguments because nobody had a clear picture of the finances. That real-world experience is baked into every decision we've made. We built the app we wished existed, and every update we ship is shaped by what real couples tell us they need.

Splitwise is a great tool — just not for couples. If you want an app that's designed around your relationship, built with care, and genuinely simple to use, OurWallet is the one.

Download OurWallet today and see the difference a couples-first finance app makes. Available on iOS and Android — free to get started.

OurWallet — built by a couple, designed for yours.

Download OurWallet today